Without the payment of any advanced fee, the accounts listed and submitted to National Credit and Collections Services (hereinafter referred to as NCCS) by the party or firm whose verbal or signed authorization appears and are accepted by NCCS on the following terms and conditions.

The creditor and/or his authorized agent warrants the amounts and names to be correctly set out and legally due to the best of his/her knowledge and authorizes NCCS to collect or adjust or settle and forward them. Additional accounts submitted will be subject to the same terms and conditions. If the creditor fails to substantiate any claim they shall be liable to NCCS for 10% fee of the alleged claim along with all disbursement.

Legal Action will not be commenced without the authorization in writing from the creditor who must first advance all documents and agree to fee arrangement. Where a claim cannot be sufficiently supported to obtain judgement or where the client fails to attend the trail and the matter is dismissed then NCCS may charge a reasonable close out fee.

Commission is to be paid to NCCS on all monies paid directly to the client, to NCCS or by contra account. Merchandise accepted for return and credit is considered the same as payment. A flat 10% commission is charged for merchandise returned. The creditor shall be responsible for courier and/or cheque certification charges.

If the creditor makes any arrangements with the debtor or purports to revoke the authority of NCCS to attempt collection, then there shall immediately become due and payable to NCCS an amount equal to the charges that would have been payable had NCCS successfully collected the entire amount.

Notice in writing must be given before withdrawing accounts from our office. No account is to be withdrawn within 180 days of listing. Thereafter you must provide 60 days written notice for withdrawal purposes.

All additional accounts submitted to NCCS either orally or in writing are subject to the same terms and conditions. It is the responsibility of the creditors to understand our terms, conditions and rates.

NCCS under this agreement has power of attorney to endorse all cheques, post dated cheques, bank drafts and money orders received by NCCS made payable to the creditor for credit to the accounts listed. NCCS assumes no responsibility for lost original documentation or in the event that an account listed for collection becomes prescribed by the Statute of Limitations. No agent of either the creditor or NCCS has the authorization to alter this agreement orally or in writing. NCCS is not bound by any stipulation or representation not embodied herein.